Advanta Bank Corp. mission is to offer deposit products at very competitive rates, while providing our customers with peace of mind knowing their deposits are safe, secure and growing!

Headquartered in Draper, Utah, ABC is a subsidiary of Advanta Corp., a publicly-held financial services holding company. ABC is a Utah industrial bank regulated by the Utah Department of Financial Institutions. ABC is one of the nation’s largest issuers of MasterCard® business-purpose credit cards to small businesses and business professionals, and as of December 31, 2008 held $3.1 billion in owned assets, including cash and liquid investments of $2.4 billion. ABC’s total risk-based and Tier 1 capital ratios of 38.4% and 35.4% are well above required levels. (Click on the advanta.com link for information about ABC’s lending activities.)

ABC is a member of the Federal Deposit Insurance Corporation (FDIC) and its deposits are FDIC insured up to the maximum allowable limits per depositor. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. To learn more about FDIC insurance and account ownership categories visit the FDIC web site www.fdic.gov/deposit.

ABC is both innovative and resourceful in running its operations to hold down costs and heighten customer convenience. ABC keeps its operating expenses low by servicing customers through mail, telephone and electronic media. Maintaining low operating expenses allows us to pass savings along to the depositor in the form of higher interest rates. In addition, our customers receive prompt and timely distribution of interest checks, maturity notices, statements and other important communications.

ABC offers quality service through knowledgeable Customer Service Associates available from 8:30 a.m. to 5:00 p.m. Mountain Time, Monday through Friday. For assistance, please call ABC’s toll-free number,
1-800-788-2632.

Terms of Use and Disclaimer
Please carefully read these terms and conditions. Your access to this Web site and any of its pages
constitutes your agreement to be bound by the following terms and conditions. If you do not agree
to the following terms and conditions, do not access this Web site or any of its pages.
USE OF INFORMATION AND MATERIALS.
The information contained in this Web site is subject to change without notice. The site and the
products and services described herein are available to United States residents only and in
accordance with applicable law.
WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY.
ADVANTA BANK CORP. (“ADVANTA”) AND ITS AFFILIATES MAKE NO EXPRESS OR IMPLIED
WARRANTIES OR REPRESENTATIONS OF ANY KIND WITH RESPECT TO THIS WEB SITE, INCLUDING
(WITHOUT LIMITATION) THE INFORMATION, CONTENT, LINKS, CALCULATORS, GRAPHICS,
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IS, WITH ALL FAULTS, INCLUDING, BUT NOT LIMITED TO BOTH LATENT AND PATENT DEFECTS.”
ALL WARRANTIES ARE EXPRESSLY DISCLAIMED, INCLUDING (WITHOUT LIMITATION) WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OF THIRD
PARTY RIGHTS AND FREEDOM FROM COMPUTER VIRUSES. IN NO EVENT SHALL ADVANTA OR ITS
AFFILIATES BE LIABLE FOR ANY DAMAGES OR LOSSES RESULTING FROM OR IN ANY WAY
RELATING TO ANY PERSON’S USE OF OR INABILITY TO USE THIS WEB SITE OR ANY PART HEREOF
OR ARISING OUT OF OR IN CONNECTION WITH THE COPYING OR DISPLAY OF, OR THE
INTERACTION OR ANY OTHER FORM OF COMMUNICATION WITH, THIS WEB SITE AND THE
INFORMATION CONTAINED AT THIS SITE, INCLUDING (WITHOUT LIMITATION) LOSS OF DATA,
USE OR PROFITS OR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE
DAMAGES, REGARDLESS OF WHETHER ADVANTA OR ITS AFFILIATES HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH LOSSES. LINKS TO NON-ADVANTA BANK CORP. INTERNET SITES FROM
THIS WEB SITE ARE MADE AT YOUR OWN RISK. YOU SHOULD BE AWARE THAT ADVANTA HAS NO
CONTROL OVER, AND DOES NOT ENDORSE OR WARRANT, THE CONTENT, PRODUCTS, SERVICES,
OR RECOMMENDATIONS THAT MAY BE OFFERED ON ANY SUCH LINKED SITE; THAT ADVANTA IS
NOT RESPONSIBLE FOR THE PERFORMANCE OR ANY FAILURE TO PERFORM OF ANY SUCH
CONTENT, PRODUCTS, OR SERVICES; AND THAT THE PRIVACY AND SECURITY POLICIES OF THE
OWNER OR OPERATOR OF ANY SUCH LINKED SITE MAY DIFFER FROM ADVANTA’S.
The calculators contained in this site are provided for convenience of reference only, and neither
Advanta nor its affiliates makes any representation or warranty concerning the accuracy or
performance of such calculators. Users should be aware that use of the calculators does not
guarantee the availability of any particular interest rate on any product described herein.
TRADEMARKS AND COPYRIGHT.
The copyright in this Web site, its contents, including (without limitation) all graphics, text, and
computer programs contained therein, the underlying code, the pages displaying this Web site and
the arrangement of the Web site, is owned by Advanta Corp. unless otherwise indicated. Advanta
and the Advanta logo are registered service marks of Advanta Corp. Certain other trademarks and
service marks owned by Advanta Corp. or its affiliates may be contained in this Web site; all other
marks contained herein are the property of their respective mark owners. Unless otherwise
indicated, you may not copy, modify, sell, distribute, display, publicly perform, transmit, use or
sublicense any content or materials on this Web site without Advanta’s prior written consent. All
proprietary notices and copyright information on this Web site must be observed and followed.
Advanta Corp. is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P.
United States Patents: 5,561,707; 5,828,734; 5,684,863; 5,815,551; 5,974,120; 5,917,893;
5,898,762; and others.
GENERAL
Any information submitted to Advanta or its affiliates via this Web site shall become and remain the
property of Advanta and its affiliates. Advanta and its affiliates shall be free to use such information
for any purpose and shall not be subject to any obligations of confidentiality regarding such
information, except as required by law or as set forth in our Consumer Financial Privacy Policy.
Users should be aware that information sent by e-mail may not be secure and may be intercepted
by third parties. Please do not use e-mail to send Advanta any confidential information or
information which will need immediate attention. Confidential information and matters needing
immediate attention may be addressed by calling us at 1-800-788-2632.
Advanta reserves the right to seek all remedies available at law or in equity for violations of these
terms and conditions, including the right to block access from a particular Internet address to this
Web site. You agree to indemnify, defend and hold harmless Advanta and its affiliates from any
liability, loss, claim or expense, including attorney’s fees, related to your violation of these terms
and conditions or your use of the services and information provided at this Web site.
Updated May 2008
©2000-08 Advanta Corp., All rights reserved. Advanta and the Advanta logo are registered trademarks owned by
Advanta Corp.
Advanta Business Cards are issued by Advanta Bank Corp., Member FDIC.

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